Car Accident Claims: 6 Facts to Know about Dealing with Insurers (Pt. 1)

September 20, 2014

When submitting car accident claims to insurers, you should know that insurers are not on your side. Call us for superior representation after car accidents.

When submitting car accident claims to insurers, you should know that insurers are not on your side. Call us for superior representation after car accidents.

Car accidents are an unfortunate and sometimes unavoidable part of life, especially when people drive on a daily basis. While there may be little you can do to control the actions of other motorists and try to minimize the chances of getting into car accidents:

  • You do have control over what you do in the aftermath of these collisions; and
  • Knowing specifically how to interact with insurers when submitting car accident claims can be critical to ensuring you receive the compensation you deserve for your car accident injuries and losses.

Given that most people do not regularly interact with insurers to report car accidents, in this blog series, we will highlight some important facts to know when it comes to dealing with insurers. If you have any questions about your rights and entitlements after a car accident or you need any assistance with car accident claims, don’t hesitate to contact the Birmingham and Montgomery car accident attorneys at Joe M. Reed & Associates, LLC.

Fact 1 – Insurers are not on claimants’ sides.

This may be an eye-opening fact for people to learn, as the general assumption tends to be that the insurers that people pay to provide them with auto coverage will be there for them in their time of need. The fact of the matter is, however, that this is far from the truth when it comes time to submit car accident claims.

Insurers are only on their own sides when car accident claims are submitted, and this specifically means that claimants should be prepared for insurance companies to try to reduce or possibly even find reasons to deny their claims. This is because agents and representatives for insurance companies will be focused on protecting the company’s profits and bottom line, and this can only be done by minimizing payouts for car accident claims.

Fact 2 – Car accident claims should be made as soon as possible after the collision.

Although you will likely have a lot to do in the aftermath of car accidents, one of your top priorities should be reporting the collision to your insurance company and getting the car accident claims process initiated. The fact of matter is that:

  • Some car insurance policies have strict requirements about when people are required to report collisions. For instance, some of these policies may require people to make car accident claims within days after the collision or face the possibility of having their potential compensation reduced.
  • Waiting to submit car accident claims can end up delaying the amount of time it ends up taking for people to get the payouts they deserve.

Therefore, do your best to report a car accident to an insurer as soon as you can after an accident.

We will resume our discussion of important facts to know about dealing with insurers for car accident claims in a few upcoming installments of this blog series – make sure to check them out

Montgomery and Birmingham Car Accident Attorneys at Joe M. Reed & Associates LLC

Have you been hurt in a car accident? If so, it’s time to contact the Montgomery and Birmingham car accident lawyers at Joe M. Reed & Associates LLC. For more than 16 years, we have been committed to the pursuit of justice in every case we oversee, and we are ready to put our experience, dedication and extensive knowledge of the law to work for you.

Let’s Discuss Your Case – Contact Us

You are encouraged to attend an initial consultation to discuss your case and learn more about your rights. To set up this meeting today, call us at (334) 834-2000, or email us using the contact form at the top of this page. Initial consultations are free in most cases, and evening and weekend appointments are available for your convenience.

Categories: Blog, Car Accident Insurance Claims, Car Accidents